Homebase Mortgages

Serving Toronto, the GTA & All of Ontario

Consolidate Your Debt Today and Cut Your Monthly Payments

Get the financial resources you need.

Ontario's First Choice in Debt Consolidation

We offer Debt Consolidation Loans in Toronto and throughout Ontario. If you own your home, you’re approved within 24 hours!

Whether it $5,000 or $500,000 we can consolidate all of your high interest debt into one lower interest payment, often reducing your monthly payments by over 50%.  If you’re struggling financially due to the mounting debt, we can help. If you own your home, utilizing a home equity loan to consolidate your debts might be a great option for you. Fill out our 1 minute application today and we can have you paying less, often in 5-7 days.

HOMEOWNERS APPROVED!

FAST APPROVALS IN 24 HOURS OR LESS

How to Consolidate Your Debt With an Equity Loan

Most people have a couple of debts in the form of credit card debts, personal loans, car loans, and the like. These debts often come with high-interest rates that can easily inflate the original loan value should you miss one payment; often leading to you having to pay a few times more than the value of your original loan.

By using equity to take out a lump sum of money to pay off your existing debts, you will free yourself from having to pay those high-interest rates plus save yourself the trouble of having to remember to pay off multiple debt bills each month.

That’s right! By using an equity loan (such as a home equity loan), you’ll be consolidating your debts into one loan with a fixed interest rate that is friendlier on your wallet.

If you own your home, you're approved!

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Approvals in 24 hours or less

Fill out our fast and easy no-obligation application form to get started and see how much you qualify for.

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No credit. No problem.

We don’t care about your credit score or income. If you have equity in your home, you’re approved! Simple as that.

receive-funds

Receive your funds fast!

We know you’re in a hurry! Once you are approved, our agents will work with you to get your funds to you within a week.

 

Helping Ontario homeowners get more out of their homes since 2002.

Life is full of obstacles, challenges and opportunities. Let our home equity loan experts guide you to get the most out of the hard earned equity you’ve built in your home. We’re here to help. 

Why Choose Homebase?

Homebase Mortgages has been helping homeowners achieve their financial goals for over 20 years.
Serving Toronto, the GTA and all of Ontario.

Homeowners approved within 24 hrs

If you own your home, you're approved. We lend based on your homes equity.

Large Canadian public funding network

Whether you need $5,000 or $500,000, we have you covered.

Cut monthly payments in half

Lower your monthly debt payments by up to 50%.

Bad credit. No credit. No problem.

All you need is your home. Credit scores don't matter here!

Most competitive rates in the market

We offer the lowest rates possible in our industry.

We can help when traditional banks won't

Unlike traditional banks, our approvals are solely based on your homes equity.

The latest from our mortgage blog

Home Equity Loans

Smart Ways to Tap Your Home Equity

Homeowners know that they do not need to sell their home these days to access some cash. There are ways to access home equity without passing ownership of the property via home equity loans and some can be very easy and convenient compared to other options. However, just because home ...
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Second Mortgages

Is 2024 The Year to Get a Second Mortgage?

Getting a second mortgage is not an easy feat for a lot of homeowners more so that there are plenty of negative notions about it. It is not a secret that some people may have lost their properties when they were not able to fulfill their end of the terms. ...
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Uncategorized

Why Canadian Seniors Should Be Tapping Into Their Home Equity

Most seniors who own homes have stopped working and are either relying on passive income through investments or their savings. A lot are cash poor and feel that they can’t enjoy retirement because of financial issues. Luckily for them, they can use the accumulated value of their property to their ...
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What our clients have to say

I had a very bad experience with another company and was lucky enough to find Homebase in time, before going through with a high interest loan. Good people here.
Archard Cuillerier
Danny and Rajal are such a pleasure to work with! They are experienced and extremely knowledgeable. Highly recommended!
Alessandra Ocampo
Honest, knowledgable and actually caring! If you're looking for a second mortgage in Toronto, go with them. Great job!
Dylan Cameron

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Homebase Mortgages