Homebase Mortgages

Serving Toronto, the GTA & All of Ontario

Consolidate Your Debt Today and Cut Your Monthly Payments

Get the financial resources you need.

Ontario's First Choice in Debt Consolidation

We offer Debt Consolidation Loans in Toronto and throughout Ontario. If you own your home, you’re approved within 24 hours!

Whether it $5,000 or $500,000 we can consolidate all of your high interest debt into one lower interest payment, often reducing your monthly payments by over 50%.  If you’re struggling financially due to the mounting debt, we can help. If you own your home, utilizing a home equity loan to consolidate your debts might be a great option for you. Fill out our 1 minute application today and we can have you paying less, often in 5-7 days.

HOMEOWNERS APPROVED!

FAST APPROVALS IN 24 HOURS OR LESS

How to Consolidate Your Debt With an Equity Loan

Most people have a couple of debts in the form of credit card debts, personal loans, car loans, and the like. These debts often come with high-interest rates that can easily inflate the original loan value should you miss one payment; often leading to you having to pay a few times more than the value of your original loan.

By using equity to take out a lump sum of money to pay off your existing debts, you will free yourself from having to pay those high-interest rates plus save yourself the trouble of having to remember to pay off multiple debt bills each month.

That’s right! By using an equity loan (such as a home equity loan), you’ll be consolidating your debts into one loan with a fixed interest rate that is friendlier on your wallet.

If you own your home, you're approved!

time-forward-24-hrs

Approvals in 24 hours or less

Fill out our fast and easy no-obligation application form to get started and see how much you qualify for.

home

No credit. No problem.

We don’t care about your credit score or income. If you have equity in your home, you’re approved! Simple as that.

receive-funds

Receive your funds fast!

We know you’re in a hurry! Once you are approved, our agents will work with you to get your funds to you within a week.

 

Helping Ontario homeowners get more out of their homes since 2002.

Life is full of obstacles, challenges and opportunities. Let our home equity loan experts guide you to get the most out of the hard earned equity you’ve built in your home. We’re here to help. 

Why Choose Homebase?

Homebase Mortgages has been helping homeowners achieve their financial goals for over 20 years.
Serving Toronto, the GTA and all of Ontario.

Homeowners approved within 24 hrs

If you own your home, you're approved. We lend based on your homes equity.

Large Canadian public funding network

Whether you need $5,000 or $500,000, we have you covered.

Cut monthly payments in half

Lower your monthly debt payments by up to 50%.

Bad credit. No credit. No problem.

All you need is your home. Credit scores don't matter here!

Most competitive rates in the market

We offer the lowest rates possible in our industry.

We can help when traditional banks won't

Unlike traditional banks, our approvals are solely based on your homes equity.

The latest from our mortgage blog

Debt Consolidation

Home Equity for Bad Credit Debt Consolidation Loans

One of the most valuable tools for managing debt that homeowners can enjoy is using a home equity loan for debt consolidation of bad credit. When you have bad credit, the effects can follow you for years and across multiple areas of your life. The faster you can get rid ...
Read More →
Home Equity Loans

What It Means to Build Equity In Your Home

Each payment you make towards your mortgage as a homeowner goes into building your home equity, making it a powerful financial asset that is just waiting for you to tap at the right time. As you make more payments, your home equity grows, same as it grows when property values ...
Read More →
Home Equity Loans

5 Home Remodeling Ideas that Increase Home Value for Better Home Equity

Improving your home’s value is something you should always have in the back of your mind when you’re a homeowner. Better home value means you will have an easier time selling when you decide it is time to let go. It also means increasing your home equity so that you ...
Read More →

What our clients have to say

I had a very bad experience with another company and was lucky enough to find Homebase in time, before going through with a high interest loan. Good people here.
Archard Cuillerier
Danny and Rajal are such a pleasure to work with! They are experienced and extremely knowledgeable. Highly recommended!
Alessandra Ocampo
Honest, knowledgable and actually caring! If you're looking for a second mortgage in Toronto, go with them. Great job!
Dylan Cameron

We work with

Need Cash Fast?

At Homebase, we’re here to help!
home-equity-loans-2
Homebase Mortgages