When most of us think of working with the Canada mortgage broker, we think about getting our first mortgage or buying a house for the first time. But did you know that a mortgage broker can help you renew your mortgage, renegotiate, or help you find the best rate for your second mortgage or home equity loan? It’s true! It’s important to make sure that you are always getting the best deal; after all, a percentage point of interest can rack up to tens of thousands of dollars over the life of your mortgage.
Have Someone in Your Corner
Having a friend in the mortgage business is invaluable. Even people who’ve been in the industry for years still don’t know everything there is to know about mortgages – much less stay up on all the latest trends. Having that support network there for you, that safety net, is going to help save you time, money and sanity. We’ll help you compare different mortgage lenders make sure that you save the most possible. Always work with a Canada mortgage broker like us to make sure you’re getting the most from your mortgage.
You Don’t Pay Us!
With the most important things you should know about Toronto mortgage brokers is that you don’t pay us. We’re paid out of the closing costs of the mortgage, a finder’s fee if you will. This means that no matter what, as long as we do our job and find the best rate, we get paid. We don’t take kickbacks from the lenders to choose them, we work for you – we’re not loan officers, and we’re not here to judge. If you need help, that’s what we’re here for.
Compare and Save
When you compare different lenders, you save. Lenders always give their newest customers the best deals, so if you’ve been doing business with the same lender for a while, they have zero incentive to give you the best deal. If you want to be able to save big bucks it’s time to start looking at other lenders is an option. Customer loyalty is important of course! But why stay true to a lender that’s not giving you the best deal? We can negotiate with your current lender, a new lender, or anything in between to make sure you’re getting the best rate possible. Just because it’s a second mortgage doesn’t mean you have to get some return business.
We’ll Help You Understand Everything You Need to Know
Like mentioned earlier, second mortgages, first mortgages, any kind of mortgage can be difficult to understand. You need that extra help to make sure that you’re making the most of your next loan. Don’t get stuck with a bad second mortgage just because you didn’t know any better! Matter what kind of mortgage or trying to get, will be there through every step of the process. We’ll help you understand introductory rates, balloon payments, and everything else that can make your life miserable when trying to find the right mortgage. Don’t get stuck in a rut, let us help.