When Toronto Banks Decline, We Approve!

Having a tough time getting approved by a bank on a loan in Vaughan or having difficulties with high credit card payments? If you’re looking for a top mortgage broker, at Mortgage Central, we’re experts at hard to place private mortgages and second mortgages. As a matter of fact, 90% of our clients have poor credit and we pride ourselves on getting approvals within 24hrs.

Whether you are purchasing a new home, renewing your existing mortgage, mortgage refinancing to consolidate your debts or simply wanting to take a home equity loan, our team of professionals will work with you to find a solution best suited for you.

Homeowners Approved in 24 Hours!
Cut Monthly Payments in Half!
Lowest Rates in the Market!
Canada’s Largest Private Funding Network!
Bad Credit? No Credit? No Problem!

VAUGHAN’S MORTGAGE LEADER FOR

HOME EQUITY LOANS

With the real estate market soaring in Vaughan and the GTA, there is no better time to tap into your homes equity with a home equity loan. Whether you are looking to make home repairs or renovations, pay off a student loan or even for retirement income, we are here to help!

MORTGAGE REFINACING

Refinancing your mortgage is the process of completely paying off one mortgage and then setting up a new mortgage. This can be helpful for several reasons, including debt consolidation, combining first and second mortgages, financing renovations and more. Contact us today to find out if mortgage refinancing is right for you!

SECOND MORTGAGES

A second mortgage, which is also often referred to as a home equity loan (HEL) or home equity line of credit (HELOC) can be a huge benefit to those with home equity looking to acquire a loan at a much lower interest rate than a traditional loan. In some cases the interest on these loans are even tax deductible. Interested in learning more? Contact us today!

PRIVATE MORTGAGES

Just as it sounds, with a private mortgage, you don’t borrow from the bank. Instead you are borrowing from an individual or business. If you are having difficulty qualifying for a mortgage with a financial institution, we can help. Whether it’s due to self-employment, bad credit or other reasons, we work with you to get you approved!

Our Range of Services Includes:

BRUISED CREDIT	REJECTED BY THE BANK
DEBT CONSOLIDATION	REFINANCING
NO INCOME VERIFICATION	POWER OF SALE
SELF EMPLOYED	CREDIT CARDS IN ARREARS
MORTGAGES IN ARREARS	AND MUCH MORE!

	Rate
Prime Rate	2.85%
1 Year Fixed	2.44%
3 Year Variable	2.25%
3 Year Fixed	2.39%
5 Year Variable	2.25%
5 Year Fixed	2.69%

What Our Clients Say About Us

I had a difficult time getting a loan from the bank. Mortgage Central got me approved for a loan within 24 hours at a great rate.

T. Donovan

Mortgage Central consolidated my credit card debt into something that was much more manageable, saving me money and giving me peace of mind..

G. O’Reilly

Not only did Mortgage Central help me refinance my mortgage, which greatly reduced my mortgage payment, but they were very professional and pleasant to work with.

V. Chang

Just wanted to say thank you for everything you did for us regarding the refinance. It was a pleasure dealing with you. Everything from our end went so smoothly and we are extremely happy. Once again, thank you. We will not hesitate in recommending you to any of our friends when the need arises.

B. Singh