Homebase Mortgages

Save More on Canadian Mortgages

\"\"The Canada mortgage is a fickle beast – there are some protections in place to keep you from losing your home but in the end it’s up to you to make sure that you’re getting the best deal. Keeping your interest low, avoiding excess penalties, and all the dirty tricks that a lender can throw at you are all part of the process. Working with us as your Toronto mortgage broker can help you navigate these tricky waters, save money, and find the right mortgage for you. Whether it’s a Canada conventional mortgage, private mortgage, or something in between we’ll be able to help you find the one that’s right.

How Much Can You Afford?

Your first stop on the Canada mortgage crazy train is figuring out just how much you can afford. Be honest with yourself, it’s okay not to be able to afford your dream house just yet. You’re going to need to take a realistic look at your finances and ask yourself this question: “Am I dreaming?” Just because you get approved for a high mortgage amount doesn’t mean you should actually buy a house for that much money. You’re going to need to know that you’re really getting the deal that fits your finances, not your dreams.

Always Get Pre-Approved

You’ll need to always get preapproved before you start looking at houses. This way you’ll know how much of a budget you have to play with. You’ll be able to avoid heartbreak of trying to buy a house that you can’t afford just yet, and you’ll be able to make sure you don’t lowball it so far that you’re getting a house that’s all wrong for you. Being prepared, understanding your budget and knowing that you have that financing all lined up for you is the best thing you could do. When you work with one of our Toronto mortgage brokers you’ll get all the help you need to make sure you’re getting preapproved and on the road to buying a home.

Explore All of Your Options

Don’t just work with the first mortgage broker you talk to, and don’t just work with the first lender that makes you an offer. Get out there and do research online, explore all of your options and know what kind of a deal you can get. We’ll make sure that you have a variety of lenders to choose from and help you understand the difference between a low interest mortgage and a Combo VRM jumbo loan.

Work With Us

When you work with us you get all the help you need to get the mortgage that’s right for you. Don’t just settle when you can take advantage of lenders FIGHTING to do business with you! Even if you have bad credit, we’ll still be able to help you figure out a deal that works for you. Give us a call today and see what happens when you have someone on your side that knows how to find the best deal.

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Homebase Mortgages