Financial Resource Centre

Welcome to our Mortgage Blog

Covering everything from home equity loans, second mortgages, debt consolidation and more.

Debt Consolidation

Debt Consolidation Advice

There is no doubting that debt consolidation is one of the best ways to get out of debt. However, there are a few things you need to keep in mind before consolidating your debt; and use the experience to manage your finances more judiciously. First things first, do seek professional ...

Home Equity Loans

Home Equity Loans Account for Most Canadian Household Debt

Are home equity loans accounting for most of the increases in household debt? Bank of Canada warns that Canadians may be taking on more HEL debt than they can handle. A study of borrowing trends has confirmed that loans secured by the equity in homes are adding to the outstanding ...

Mortgage Refinancing

What Part Do Credit Scores Play in Mortgage Refinancing?

When it comes to mortgage refinancing, your credit score plays an important part. If you’re not sure what your credit score is right now you can get a free report here. The best thing you can do is take control of your credit; he can’t fix it if you don’t ...

Self-employed Mortgages

How Do the Self-Employed Get Mortgages?

Being self-employed is just awesome; you get to set your own hours, you can hire and fire clients, you control the means of production – It\’s a great life to live. But when you want to buy a home, you start looking at mortgages for the self-employed. What makes these ...

Second Mortgages

Are You Ready for a Second Mortgage?

Before you even start planning what you’re going to do with a second mortgage, you need to make sure that you’re ready for one. How much equity do you have in your home? What does your credit look like? Do you have the income to support another lien against your ...

Private Mortgages

If You Can’t Qualify for Traditional Mortgages, Private Mortgages May be the Answer

There’s nothing in the world worse than being denied for a mortgage – all of your dreams dashed. It hurts, but that’s not the end of it! With a private mortgage and us as your Toronto mortgage broker you’re going to get all the help you need to get approved. ...

Mortgage Refinancing

Is 2013 the Right Time for Mortgage Refinancing?

Interest rates never been lower than they are right now, some banks are even offering super low mortgage rates at 2.75%; unless you’re working with the right Toronto mortgage broker, like us, you’ll never know if now is the right time to refinance or not! Here were going break down ...

Self-employed Mortgages

Saving Money on Mortgages for the Self Employed

When you’re trying to get a mortgage for the self employed, you’re always going to be on the lookout for savings, but what can you do? Most people don’t have the negotiating power they need on their own, and that’s where we come in. When you work with us you ...

Second Mortgages

Is the Paperwork for a Second Mortgage Hard?

If you’ve been thinking about getting a second mortgage but you’re not sure how hard it’s going to be, you’ve come to the right place! Here we’re going to go over everything you need to know about the process and what you can do to maximise your mortgage application. You’ve ...